A Stewardship Mindset

ABOUT THIS EPISODE

Knowing your values makes decision making easier. At the end of the day, what you do with your money is your decision. John simply helps you develop the mindset and discover the values that help you live your stewardship mindset.

Welcome to the build your life podcast with John Brownie. Build your life as a relaxed and unedited conversation with financial expert John Browning. John's the founder of Guardian Rock Wealth, with offices in Hawaii, Colorado and Illinois. John's also the author of the book build a life, not a portfolio, a guide to your financial future based on your personal values, which you can purchase on Amazon. Or stay around to the end of today's show and I'll tell you how to get a freak copy mild right to your door. I'm Michael Dlan, your host for the next few minutes as we chat with financial expert, business owner and author John Browning. Okay, John Brown we're back for another episode of Your podcast. How are you doing this fine day? I am doing it extremely well. The thing a horrible has happening in a lot of things good have happened today. How about you? You know I cannot complain and, as I tell everybody, that's good because a it's a sin and be nobody really cares. So I'm doing great. Life is awesome. And...

...let's say you had a you had a great phrase, a couple episodes acause they just struck me. The butcher's better than a butcher's dog. I've heard the phrase that I you know, I'm I'm busier than I want armed paper hanger. Yes, we've heard that one, which is good because I love to be busy. I'd be bored stiff. And Anyway, I want to talk today, John, and coming off of the conversations we've had in the last couple of episodes, I really want to encourage people to go back to but talking about today stewardship mindset, because we've talked about mindset over the last couple of issues episodes in a couple of different ways, but this one's really particular and in having a stewardship mindset when it comes to the to the area of finances and life. And thanks. So unpack that, forty. What do you mean when you talk about a stewardship mindset? Well, and I have fear, I started to say you with if you've been given monetary assets,...

...and I realized that a lot of people haven't been given a single thing. They've earned everything. So I want to make that that distinction. So I don't want to say if you've been given but if you have been blessed with based on either someone giving it to you or you've earned a great deal of money, if you've been blessed in that way. It's important, I think, for your own wellbeing that you use those resources in a way that best reflects your values. And we talked directly about how to determine your values and chapter two of building your life, not a portfolio in that book, and we talked with our clients a great deal about what their values are and truly understanding them, because they're few like in my experience, greater than ninety percent of people that I have spoken with have truly explored what their values really...

...are, and having values makes your decisions easier. Roy Disney quoted famously it's not hard to make decisions once you know what your values are, and I've found that to be very true because in the end of the day, when we are ready to meet our maker, money resources don't mean much. They're fading memory. What matters is your relationships and your legacy. So that sturge, how you've handled things throughout your life becomes extremely important. The problem is that, you know, when we're thirty, forty and fifty, we're not thinking about the ultimate thing. Two things that are going to happen. Death and taxes, right, right, and it's okay to talk and think about...

...the end of our lives, because that's important and that's what our values should, generally speaking, center around. Is once, once we're gone, what difference have we made? Yeah, and and whatever time we made. And what are the relationships? Because we've heard of the storage of the people who have accumulated massive wealth, we talked about on the last episode. Is that okay or not? Yes, but people who have accumulated wealth at the expense of family relationships and when they die, all they get is arguments within the family all over money versus because they haven't built a life. They build a great portfolio, they didn't have a life, and that's what you help people do is understand those values of building it up to that if you're blessed and you have a great pot of money, when you die, your family is not fighting over it because you've got those relationships built and hopefully you've passed down this stewardship mindset to your kids, because one of the worst things that you...

...could ever do is is inherit your kids a bunch of money that they're not ready to handle. That's very true as well, which I'm sure we get. All or most of US could come up with examples of that. Right. Yes, and he also get the news, unfortunately. Right. Yes, very much so. So how would you counsel somebody to think through our how do you come up with this with a stewardship mindset? Because it's really different than what we're taught, it's different than what we see on TV's, movies and things. What does it mean to have a stewardship mindset and how would somebody start moving in that direction? Well, once, once you've determined your values, right, and I think we talked about this a little bit before any previous episode, to the people that we lie to, our lie to most often ourselves. Yeah, so I want to make sure that people understand that it's okay to enjoy your wealth yourselves if you've earned that wealth,...

...you've been given that wealth, whatever. That's okay. But but how what are your values? And I've talked to people who, and I say I found out really their value was not family, and that was really interesting to me because my family's like big, it's way up there on my value set. Yeah, there's was not, and that's okay because we're all different and who am I to judge what your value should be? I'm not and I'm not going to do that. That's why it's important when you're talking to somebody about determining your values, you have somebody that's not judgment and they're not going to impose their values at on you. Right. So, if family is not your value, okay, what is and why is that your value? Maybe it's maybe it's saving the whales, it's some environmental cause. I have clients that that is their real main value and the reason for that is,...

...frankly, unfortunately, they don't have family. Right usually. That's the reason why I see it, it's not important. Is You know, I had. I'm counted alone in this world, which is which I think is unfortunate, but that's just the way they are and they don't think that that's a bad thing for them, and it's and it's not for them. But you know, that's another thing we talked about in the book is the snowflake period. Yeah, eased on our different vantage points that have happened throughout our lives, from the very beginning, from the day that we're born. Me experienced like differently different things happen and that impacts are values. Yeah, and the first intermining those value then developing a plan around those values to accomplish goals that best stewer your money so your resources are used in a way that you find valuable in the world. And see that and yeah, no, that makes...

...total sense and I love the way you put it there, of of making a contribution and using your value system. Your values are not just for accumulated money. It's about how you live, and hence your book right. Build a life, not a portfolio. You want to build a life, and these questions that you ask your clients and the way you get to know them is building that mindset of this is who I am and who I want to be, and I'm going to use the money that I get to facilitate that. Whether it's saving the whales or digging what you know wells in Africa for kid. It's doesn't matter what is it that you are wanting to do, because it all takes money right, and that's where you and your team at Guardian Rock wealthcommand, because you understand how to finesse money, how to invest it in different ways, how to set it up for lifestyle, and some people want to accumulate that nest egg. Have a stewardship mindset for a long...

...term because they want to give it to other kids. Others want to give it all the way. Now that's okay it. Those are all moral decisions right. It's just depends on what you're wanting to do and what you can do. John always he a guardian rock wealth is help somebody understand their values. Have that. That what we call that stewardship mindset. What are you doing the money you've got, the resources you have, because it might not be money, might be real estate. How do you put it all together and use it to fulfill your values in your objectives? And the cool thing is that's different for every client. That's why your job must be pretty fun. It is. It's always interesting. There's always something new. There's as long you deal with people, there's going to be things there. Yes, my dad, would be really easy. If it won't for people, you know. So we say that. I look, I say that one time at a computer programmer looked at me said not so much. So I gott put in my place really fast. But mindset. We talked about that I...

...think four episodes in a row now in a different variety, different way, different angle, and you talk about this in your book, at least in the first three chapters. So I want to encourage people to get a copy of your book on is. It's build a life, not a portfolio, John Browning, and get an I amazons and number one Amazon best selling book, or you can get it from John just that. Go to Guardian rockwealthcom and reach out to him and tell him you want to free copy of this book and while you're there, tell him you want to free zoom conversation with him as well, because he doesn't charge for that, and he'll talk to you about mindset and how to build a life. We're in a New Year now, two thousand and twenty one, and a lot of things change in two thousand and twenty, but John and his team can help you make sense of them and know how to make the future a lot better. Right. That's right. And you know, in two thousand and twenty, I think a lot of people are glad to say goodbye to two thousand and twenty,...

...but I think a lot of people unfortunately got to the point where they were despair and yeah, and I don't want that to be anybody that's listening to this podcast. So another thing. I'm going to sell you anything if you want to have a conversation with me, because there's always answers out there and I don't really care if you don't think you have a lot of assets and that I wouldn't be interested. I'm remember to try and sell you anything. I'm going to be your advocate, I'm going to provide you with some value and I'm gonna suggest some ways that you might be able to switch things around in two thousand and twenty one. So please do reach out. I'd love to talk to you. Could have said it better myself. So we'll just stand right there, John Browning. Thank you so much. Guardian rockwealthcom reach out to John Browning and have I have one of those conversations John. We'll talk again next week, I guess. All right, sounds good. We'll see it by money really is a big part of our lives and John Browning...

...can help you and your family learn how to keep money in the proper perspective. It's important, but it's only a tool that can help you build the life that you want. If you like, John Emilie a free copy of his book build a life, not a portfolio. Go to John's website, Guardian rockwealthcom, and click the contact US link and send your request. John Will Mell a copy of his book right to your door absolutely free. Thanks for listening to building your life podcast with John Browning. Be Sure to subscribe to this podcast so each new episode will be sent to you automatically when it's released. Have a terrific day.

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